Born and raised in Florida's Panhandle, with family ties to Walton County since the 1890s, I'm David Simmons, a proud local who's called these shores home my whole life. For 27 years, I’ve been a top mortgage loan originator, guiding thousands-first-time buyers to savvy investors-to their dream of homeownership. Now, as a licensed realtor, I'm thrilled to keep helping folks build generational wealth and memories through real estate, with a personal touch that puts you first. An avid surfer since the age of 12, I still ride the waves and hold a 25-ton Master's Captain License, leading dolphin and snorkeling tours on our gorgeous waterways. I'm all about community, family, and finding you the perfect home. Let's chat and make your Panhandle dream a reality!

FEATURED LISTINGS
ALL LISTINGS
To show communities in this section, add an agent subdomain to the community (in any community collection) set to:
james.luckypalmsrealty.com


CONTACT David Simmons